Garanti BBVA International

Retail Banking

Retail banking products at a glance

GBI Retail Banking offers a wide spectrum of innovative saving/deposit products and complimentary services to its retail banking clients in the Netherlands and Germany.

Tight Spreads

Gold Clover Account

The Gold Clover Account is a savings account that can be called up on a daily basis that offers an attractive, variable interest rate

Arange Directly

Gold Internet Account

With the Golden Internet Account you have access to your savings via the internet, 24 hours a day, 7 days a week.


Gold Business Account

The Golden Business Account of Garanti BBVA International offers companies the opportunity to save at an attractive interest rate.

Transparent business model, simplified processes and efficient use of technology are the key features of GBI’s retail banking activities.

We offer a rich variety of savings options from simple saving accounts to fixed term deposits and hybrid deposit structures in Euro and foreign currencies which combine the advantages of short and long tenors. Owing to our boutique banking model, we are able to design our product range in accordance with the needs of our customers, maintain a high service quality with speed and accuracy.

Our savings products fall under the Dutch deposit guarantee scheme.

For more information on our products and services, please visit our websites:


Check our Dutch Retail Banking website

Netherlands Retail Banking

Visit our German Retail Banking website

Germany Retail Banking

The highly dedicated team strives to deliver an excellent service quality to achieve maximum customer satisfaction and loyalty.

Our distribution channels are call centers and internet banking, which give us the opportunity to offer our customers prompt and accurate services in a cost efficient manner. Our customer service representatives at our call centers are ready to assist you during working hours while our internet banking portal facilitates 24/7 access.


Need more information about our Retail Banking products? Meet our advisors.